The IRS has issued its first reminder for the 2026 filing season, urging individual taxpayers to organise records, review major changes introduced by the One, Big, Beautiful Bill, and use online tools to file accurately and receive refunds quickly as paper refund checks are phased out.
The US Internal Revenue Service is encouraging taxpayers to begin preparing now for the 2026 tax filing season, highlighting key steps individuals can take to file accurate returns and avoid delays. In its first “Get Ready” reminder of the season, the IRS directs taxpayers to IRS.gov/GetReady for updates, guidance and tools designed to help them understand what’s new before filing early next year.
This early preparation is especially important because the One, Big, Beautiful Bill introduces significant changes to federal taxes, credits and deductions. The IRS and the Treasury Department are currently implementing the new law and will continue to release details on its provisions as they become available. Among the changes are new deductions—including no tax on tips, no tax on overtime pay, no tax on car loan interest, and a temporary deduction for seniors and other eligible taxpayers.
Gather and organise tax records
The IRS stresses that organised documentation is essential for filing complete and accurate returns. Missing or incorrect information can slow down refund processing. Taxpayers are encouraged to start collecting:
- Bank account and routing numbers
- Forms W-2 from employers
- Forms 1099 from financial institutions and other payers
- Records of digital asset transactions
Taxpayers should wait to file until all necessary documents have been received. Maintaining an organised file of financial and tax records also helps when claiming deductions or credits.
Use IRS Online Account tools
The IRS is urging taxpayers to make full use of their IRS online account, which provides secure access to personal tax information. Through their online account, taxpayers can:
- View tax records, including transcripts and adjusted gross income
- Make, schedule or review payments
- Obtain or view an Identity Protection PIN (IP PIN)
- Authorise tax professionals to access their records electronically
- Access available Forms W-2 and certain Forms 1099
These tools can simplify preparation and reduce the likelihood of errors.
Direct deposit speeds refunds
Direct deposit remains the fastest and most secure way to receive a tax refund. This year, it is also more essential than ever: under Executive Order 14247, the IRS began phasing out paper refund checks on September 30, 2025. Most taxpayers will now need to provide bank routing and account numbers to receive their refunds.
Taxpayers without a bank account can find options through FDIC-insured institutions or by using the National Credit Union Locator Tool. Veterans can explore additional services via the Veterans Benefits Banking Program.
Prepaid debit cards, digital wallets and mobile financial apps may also allow direct deposit, provided taxpayers have valid routing and account numbers associated with their accounts. Individuals should check with their financial institution or app provider to confirm the correct information to use.
