The regulation goes into effect on 5 August 2025.

The EU published the Commission Delegated Regulation (EU) 2025/1184 on 16 July 2025, updating Regulation 2016/1675 by revising the list of high-risk third countries with anti-money laundering and counter-terrorist financing (AML/CFT) deficiencies, including additions and removals.

The Financial Action Task Force (FATF) has updated its high-risk list, adding Algeria, Angola, Ivory Coast, Kenya, Laos, Lebanon, Monaco, Namibia, Nepal, and Venezuela, as these countries have committed to reform plans and will be monitored.

Meanwhile, Barbados, Gibraltar, Jamaica, Panama, the Philippines, Senegal, Uganda, and the United Arab Emirates have been removed from the list after addressing deficiencies and meeting FATF commitments.

The updated regulation will take effect on 5 August 2025.