Singapore will grant a one-off 2026 Property Tax rebate for all owner-occupied homes, with HDB flats getting up to 15% and private properties 10% (capped at SGD 500); PT bills are due by 31 January.
The Singapore Government will provide a one-off Property Tax (PT) rebate in 2026 for all owner-occupied residential properties. All one- and two-room HDB flats will continue to pay no PT. Owner-occupiers of three-room and larger HDB flats will receive a 15% rebate, while owner-occupied private residential properties will get a 10% rebate, capped at SGD 500. The move is intended to cushion PT increases for Singaporeans amid a moderating residential rental market with modest growth in market rents.
This announcement was made on 28 November 2025.
2026 Property Tax Rebates for Owner-Occupied Residential Properties
The 2026 PT rebate for all owner-occupied residential properties will be automatically offset against any PT payable in the 2026 PT bill. The rebates are as follows:
| Property Type | Rebate |
| HDB Flat | 15% |
| Private Residential Property | 10%, capped at SGD 500 |
After the rebate, owner-occupiers of three-room and larger HDB flats will see an average PT increase of $2 to $3 per month. All one- and two-room HDB flats will continue to pay no PT. For private properties, about half of owner-occupiers will see PT increases of less than $6 per month, while the remainder—generally higher-value properties—will face higher increases.
2026 PT Bills and Payment
All property owners will receive their 2026 PT bills from December 2025, with notifications sent via SMS and/or email to view the bills on myTax Portal. As IRAS sends bills in batches, some property owners may receive them earlier than others. Payment is due by 31 January 2026.
Property owners are encouraged to apply for GIRO to enjoy up to 12-month interest-free instalments or a one-time deduction. Individual taxpayers with accounts at DBS/POSB, UOB, OCBC, Citibank, HSBC, Maybank, Standard Chartered, Bank of China, or MariBank can apply for eGIRO via myTax Portal, receiving instant approval and activation within 1 to 3 working days. Eligible retirees may apply for the Extended GIRO Scheme for Residential Property (Retirees), which provides up to 24 months for PT payment. Eligibility requires all owners to be aged 65 or above, to owner-occupy the property, and to have Assessable Income not exceeding $39,000 (based on the latest tax assessment).
A 5% late payment penalty will apply to owners who fail to pay or do not set up GIRO instalments by the due date. Property owners facing financial difficulties can approach IRAS to arrange a suitable payment plan via the ‘Apply/Manage GIRO Plan’ service on myTax Portal using Singpass or Singpass Foreign User Account. More information on 2026 PT bills is available on the IRAS website.
