The new provisions regulate and supervise the cryptocurrency market, including rules on protecting clients and investors.
Poland’s Ministry of Finance announced, on 13 November 2025, that the lower chamber of parliament (Sejm) had adopted the Crypto-asset Market Act on 7 November 2025.
The adopted solutions aim to enhance the security of cryptocurrency issuance and trading, as well as services related to this type of asset, without imposing technological restrictions, introducing provisions to limit abuses that could result in Polish citizens losing financial resources.
The act guarantees that a client who owns or wishes to own cryptocurrencies:
- Has the possibility to redeem cryptocurrencies from the issuer at any time for cash.
- Receives complete information about the cryptocurrencies they intend to acquire, including their characteristics, functions, and the risks associated with the token offer.
- Has access to reliable, transparent, and non-misleading marketing materials, as well as easy access to information about dishonest entities (a registry of dishonest entity domains maintained by the KNF);
- Can use effective procedures for fast and fair complaint resolution, which will be free of charge for clients.
The cryptocurrency market will be supervised by the Polish Financial Supervision Authority (KNF), which will be equipped with the appropriate supervisory and control tools. The KNF will monitor, verify, and maintain a registry of entities. This will help companies to indicate that they are supervised and allow citizens to check whether a given entity is listed in the registry of firms dealing with cryptocurrencies.
In case of violations, the KNF will be able to, among other things, register domains used for cryptocurrency activities in its own domain registry. This aims to protect clients and the market from dishonest entities.
Criminal liability is established for offences including, but not limited to, market manipulation. Penalties may consist of fines, restrictions on liberty, or imprisonment. Such liability targets the most serious violations that harm the interests of clients and investors in the market.
Additionally, cryptocurrency service providers are required to comply with the Anti-Money Laundering and Counter-Terrorism Financing Act.
The proposed measures will take effect 14 days after the Act is published.
