The Crypto-Asset Market Act implements the EU MiCA regulation in Poland, enhancing customer and investor protection, preventing fraud, enabling Polish companies to operate across the EU, and strengthening national security.
Poland’s Council of Ministers has adopted the draft act on the crypto-assets market on 8 December 2025, which is identical to the draft legislation passed by the Sejm (lower house of the parliament) on 7 November 2025.
The Act ensures the application of Regulation (EU) 2023/1114 of the European Parliament and of the Council of 31 May 2023 on markets in crypto-assets (MiCA), in Poland. It designates the Polish Financial Supervision Authority, Poland’s crypto-asset market supervisory authority. It grants it a range of supervisory and investigative powers to ensure the security of issuance, trading, and services on the crypto-asset market.
The Commission is also empowered to impose sanctions on entities that operate fraudulently in the crypto-asset market.
The Act will provide clients who own or want to own cryptoassets with, among others:
- the possibility of redeeming cryptoassets in cash from the issuer at any time,
- having full information about the crypto-assets they intend to purchase, including their specificity and functions, as well as the risks associated with a given offer,
- access to reliable, clear, and non-misleading marketing materials and easy access to information about dishonest entities,
- the obligation for entities to have effective procedures for the quick, fair, and cost-free handling of complaints.
The Act will provide companies registered in Poland with:
- the ability to offer services to Polish citizens and conduct business in all European Union countries, and therefore access to the multi-million European market,
- a position on an equal footing with other entities operating in the European Union and access to the development of technology provided for by the EU regulator in the MiCA Regulation,
- opportunity to join the Polish and EU financial markets.
The Act will also affect Poland’s security:
- will make it more challenging to use crypto-assets to circumvent EU sanctions imposed on the Russian Federation,
- will enable Polish authorities to access complete information on entities operating in the field of crypto-assets in Poland,
will prevent the European Commission from initiating infringement proceedings against Poland and will allow us to avoid financial sanctions that would be paid for with taxpayers’ money.
Earlier, on 13 November 2025, Poland’s Ministry of Finance announced that the lower chamber of parliament (Sejm) had adopted the Crypto-asset Market Act on 7 Novem
